Are diamonds to be insured

It is recommend is to have the loose diamonds appraised by a certified appraiser and have a separate rider added on to your home owner's insurance or you can get a separate policy from Jewelers Mutual insurance.The diamonds should be reappraised every 5 years ,since their value will continue to increase,With this type of insurance if the diamonds are lost or stolen they will be replaced. If you travel with your pieces a lot or have very expensive pieces additional coverage of diamond jewelry may be necessary.